Protects a person or entity from claims
Wage replacement and medical benefits to employees
Coverage for losses above the limit of an underlying policy
Coverage for tools and equipment
Liability insurance protects a person or entity from claims initiated by another party. CoverageNet Insurance Services is the one stop source for all your liability needs. We have a number of options for general liability, body injury, and property damage coverage designed to protect you against financial loss.
Workers’ compensation is a form of insurance that provides wage replacement and medical benefits to employees injured in the course of employment. This coverage pays for medical care and physical rehabilitation of injured workers and helps to replace lost wages while they are unable to work. State laws, which vary significantly, govern the amount of benefits paid and other compensation provisions.
Excess liability provides coverage for losses above the limit of an underlying general liability policy. While it applies to losses over the dollar amount in the underlying policy, terms of coverage are sometimes broader than the underlying policy.
This broad type of coverage was developed for shipments that do not involve ocean transport. It covers articles in transit by all forms of land and air transportation as well as bridges, tunnels and other means of transportation and communication. Floaters that cover scheduled items, such as tools and construction equipment, are also included in this category.